When lack of money prevents us from having something we want very much, it is tempting to dream of being rich. It is hard to keep in mind that Americans are already wealthy compared with people in many other parts of the world. Our modern conveniences would have been the envy of kings in times past. Just the same, most people would like a larger. Whether most people are capable of making a lot of money is another question.

　　People in average circumstances can often get ahead through education, hard work, and careful money management. But getting ahead is not the same as actually becoming rich.

　　Only a small percentage of Americans could be called truly wealthy. Some people joined this group from ordinary beginnings. Usually they have done it by carefully riding some major development in the economy on its way up. In the past, great fortunes have been made in oil, steel, and railroads. Recently, some people have made millions in computers and real estate.

　　Usually, though, it takes money to make money. Big investors often start rich and then get richer. Most of us cannot strike oil or start the next new technical breakthrough. Most people are not born into wealthy families, either. In America it certainly is possible to become more prosperous. But unless someone wins the lottery, real wealth is not very likely to come along.