50 the prices offered is not of a kind that can be statistically 51 .
The legal basis of all insurance is the “policy”. This is a printed 52 of contract on paper of the best 53 . It states that in return for the regular payment by 54 of a named sum of money, called the “premium” (保险费)，which is usually paid every year, the insurer will pay a sum of money or compensation for loss, 55 the risk or event insured against actually happens.
41. A. faced B. exposed C. expanded D. opened
42. A. damaged B. spoiled C. upset D. disturbed
43. A. let B. have C. leave D. force
44. A. vessel B. plane C. train D. boat
45. A. few B. little C. many D. enough
46. A. In other words B. In another words C. In a word D. In other word
47. A. whom B. who C. which D. that
48. A. to B. as C. against D. by
49. A. covered B. paid C. made D. lent
50. A. by B. at C. with D. against
51. A. estimation B. be estimating C. estimate D. estimated
52. A. format B. form C. shape D. figure
53. A. nature B. trait C. quality D. character
54. A. an insured B. the insurer C. the insured D. insurer
55. A. even if B. if C. as if D. whether
四、阅读理解（本大题共10小题，每小题2分，共20分）
本部分有两篇短文，每篇短文后有五个问题，每个问题有四个选项。选择最佳答案完成句子。错选、多选或未选均无分。
Passage 1
Most people who work in London get a break of about an hour for lunch. As they mostly live too far from home to go back there for lunch, they are obliged to make other arrangements for their midday meal.
Many large firms have a canteen for their employees. In such canteens the food served is plain but adequate, and although there is some variety of choice, the number of dishes is usually small. The employees themselves fetch their dishes from a counter at which they are served. Some firms that do not run a canteen provide their staff with luncheon vouchers, which many restaurants will accept in place of money.
As there are so many people at work in London, there are numerous cafés and restaurants in every area that is not purely residential. A meal may cost anything from a modest sum to quite a few pounds, depending on the restaurant and the food chosen. Moreover, one can generally get a meal, or at least a snack, in a pub. A number of wellknown caterers run popular cafés in practically every district of London. In many of these cafés there is selfservicethere are no waiters or waitresses. Instead the customers help themselves and pay at a cashdesk before going to their tables. In recent years there has also been a big increase in the number of “take away” food shops of all kinds.
Many employees do not bother to go out for lunch. They bring their own sandwiches, and perhaps an apple or a bun, with which they have a cup of tea, probably made in the office. This method has the advantages of being cheap and of saving time in getting to a restaurant and queuing up there.
56. People do not go home for lunch because _____.
A. they are obliged to eat lunch at the canteen
B. they have no lunch time and have to eat their own sandwiches in the office
